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Security Deposit Laws in Mississippi

If you rent in Mississippi, your security deposit is one of the few parts of your lease where the law — not just your landlord — sets the rules. Knowing the limit on what you can be charged, the deadline for getting your money back, and the penalty for wrongful withholding is the difference between losing a deposit and recovering it (sometimes with interest or damages on top).

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What the law generally requires

Across the US, security-deposit law tends to cover four things: the maximum a landlord may collect, where the money must be held, the deadline to return it after move-out, and the penalty if a landlord keeps it without cause. Many states cap deposits at one to two months' rent, require return within 14–45 days, and impose a penalty (often 2×–3× the amount) for bad-faith withholding.

Mississippi's specific figures can change with new legislation and local ordinances, so always confirm the current rule with Mississippi's official tenant-rights resources before acting.

Verify before you rely on itWe don't list a verified figure for Mississippi here yet. The national pattern is a 1–2 month cap and a 14–45 day return window — confirm Mississippi's exact rule with your state's housing authority.

What to check in your own lease

  • The exact deposit amount and whether it exceeds any Mississippi cap.
  • Whether "cleaning fees," "admin fees," or "pet deposits" are stacked on top to get around a cap.
  • What the lease says the deposit can be deducted for — watch for vague language like "any damage" that ignores normal wear and tear.
  • Any clause requiring you to forfeit the deposit automatically (often unenforceable).

If your landlord won't return it

Document everything: move-in and move-out photos, written notice of your move-out date, and a copy of your signed lease. After the return deadline passes, send a written demand letter citing Mississippi law and the penalty for non-compliance, and give a short window (e.g. 10 days) to pay before you file in small claims court. Most disputes settle once a court date is on the calendar.

Frequently asked questions

How long does a landlord have to return a security deposit in Mississippi?

Most states require return within 14–45 days of move-out, with 30 days being the most common. Confirm Mississippi's exact deadline with your state's official tenant-rights resources.

Can a landlord keep my whole deposit for normal wear and tear?

No. Across the US, landlords generally cannot deduct for ordinary wear and tear — minor scuffs, small nail holes, faded paint, carpet wear from normal use. They can deduct for unpaid rent and damage beyond normal use. Itemized, written deductions are typically required.

What's the maximum security deposit in Mississippi?

Many states cap deposits at one to two months' rent; some have no statutory cap. Check Mississippi's current limit with your state housing authority.

Does your lease follow Mississippi's rules?

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In-depth guides: How to Read an Apartment Lease · Security Deposit Laws by State · Can My Landlord Enter Without Notice?